MUXAMMADIYEV KAMOLIDDIN G'ULOMIDDINOVICH; SAFAROV MEXRUZ ZAFAR O‘G‘LI. BANKS AND FINANCIAL SYSTEMS: OPPORTUNITIES AND CHALLENGES IN THE ERA OF DIGITAL TRANSFORMATION. ОБРАЗОВАНИЕ НАУКА И ИННОВАЦИОННЫЕ ИДЕИ В МИРЕ, [S. l.], v. 61, n. 2, p. 238–247, 2025. Disponível em: https://scientific-jl.org/obr/article/view/9602. Acesso em: 20 jun. 2025.