TOPIC: LACK OF DIGITAL PAYMENTS INFRASTRUCTURE AS A BARRIER TO E-COMMERCE GROWTH IN UZBEKISTAN. STUDENTS` PERCEPTION.
Keywords:
Key words: Digital Payments Infrastructure; Barriers; E-commerce; “Millat Umidi University” students; opinions.Abstract
Abstract
The lack of a solid digital payment systems are a major obstacle to the e-
commerce growth in Uzbekistan, affecting both consumers and businesses. This
research investigates the students from Millat Umidi University, regarding obstacles
created by Vic digital payment infrastructures. Through conducting surveys and
interviews, the study reveals difficulties that students may face in achieving secure and
efficient transactions as well as their view on how these challenges affect e-commerce
growth. The findings reveals that limited payment alternatives, mistrust in digital
systems and elevated transaction costs are significant concerns of students. Tackling
these issues is crucial for encouraging e-commerce adaptation in Uzbekistan, that may
foster economic development and make shopping more convenient for consumers. Is
this research highlights the pressing need for a dependable digital payments
infrastructure and suggest ways to improve the Nation's digital commerce environment.
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