DEALING WITH INSURANCE FRAUD BY IMPLEMENTING TAKAFUL
Ключевые слова:
insurance, takaful, fraud, moral hazard, insurance firms, risk, tabarru’, ta’awun, insurance reserves, insurance policies.Аннотация
This article explores the best way to settle claims in liability insurance when claimants can falsify claims to misrepresent their losses. In such cases, linking insurance payouts to the claimed losses is more effective than relying on claims auditing, which does not prevent fraud. The article focuses on insurance fraud, starting with an overview of different types of insurance and their evolution. It then examines the nature and scale of insurance fraud, the challenges in controlling it, and proposes an alternative insurance method to tackle these issues.
Библиографические ссылки
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